Stay Steady

Track Spending, Build Savings

App Store

Import your bank statements, categorize expenses with AI, and watch your savings grow. Stay Steady is the privacy-first budget app that helps you build lasting financial habits — no account required, your data stays on your device.

Features

Smart Import

Import transactions from any European bank. Drop a CSV, PDF, or OFX file and watch as the app automatically detects columns, parses dates, and matches your bank’s format.

AI-Powered Categorization

Our machine learning model recognizes merchants and automatically categorizes your spending. Correct a category once, and it learns for next time.

Receipt Scanning

Snap a photo of your receipt. Vision OCR extracts the merchant, amount, and date. Perfect for cash purchases or quick expense logging.

Savings Goals

Set goals for vacations, emergency funds, or big purchases. Link transactions directly to goals and visualize your progress with animated savings jars.

Smart Nudges

“You spent €50 less on restaurants this month — save it?” Contextual suggestions help you redirect surplus spending into savings automatically.

Budget Limits

Set monthly limits per category. Get alerts when you’re approaching 80% or exceeding your budget. Track all budgets at a glance with the progress ring widget.

Recurring Detection

The app automatically identifies recurring bills — rent, subscriptions, utilities — and predicts upcoming expenses so you’re never surprised.

Financial Health Score

Weekly and monthly scores based on savings rate, budget adherence, and spending trends. Celebrate wins and spot areas for improvement.

Spending Insights

Year-over-year comparisons, category breakdowns, merchant analysis, and anomaly detection. Understand where your money actually goes.

What-If Scenarios

“What if you skipped takeout twice a week?” Personalized simulations show how small habit changes accelerate your goals.

Staying Steady Streaks

Track your progress with streaks — consecutive days and weeks you’ve stayed within budget. Build momentum and stay motivated.

iCloud Sync

Optionally sync across iPhone and iPad with your private iCloud. Disabled by default — you choose when to enable.

Dark Mode

Beautiful light and dark themes that follow your system preference. Designed for comfortable use day and night.

Perfect For

  • Budget-conscious households managing monthly finances in euros
  • Privacy-conscious users who want data on-device, not in the cloud
  • CSV importers tired of apps that only work with US banks
  • Goal setters saving for vacations, cars, or emergency funds
  • Budget beginners who want guidance without complexity
  • Financial trackers who love insights and visualizations

How It Works

1. Import

Export a CSV from your online banking portal and drop it into Stay Steady. The app auto-detects your bank’s format.

2. Categorize

AI categorizes your transactions instantly. Tap to correct any mistakes — the app learns your preferences.

3. Stay Steady

Set goals, track budgets, and follow smart nudges. Watch your savings grow with visual progress indicators.

Technical Details

  • iOS 18.0+
  • iPhone & iPad
  • Languages: English, Dutch, French
  • No Account Required
  • Privacy Focused

Supported Features

  • Import Formats: CSV, PDF, OFX
  • Data Storage: On-device (SwiftData) with optional iCloud
  • Security: iOS Data Protection, Face ID / Touch ID lock
  • Privacy: No account, no tracking, no ads
  • Widgets: Home screen widgets for quick balance view
  • Shortcuts: iOS Shortcuts for quick transaction logging

Support

For support, please contact us at apps@dataconsultingservices.net