Stay Steady vs Copilot
Last updated: 30 October 2026
Copilot Money is a polished subscription budgeting app for Apple devices. Stay Steady is a free app that works from your bank’s statement files and keeps transactions on your device. This page compares them honestly, including what Copilot does well.
Get Stay Steady, free: App Store (iPhone and iPad) · Mac App Store · Google Play
Competitor details were checked on Copilot’s own pages on 30 October 2026. Prices are in US dollars as Copilot publishes them and its offers change, so check Copilot’s pricing page for today’s figures.
At a glance
| Stay Steady | Copilot Money | |
|---|---|---|
| Where it works | Anywhere you can export a statement file; built for Belgium and Europe | Copilot says it “works with US-based accounts only” |
| Price | Free. No subscription, no ads, no in-app purchases | $9 per month, or $109 billed yearly (listed as a limited-time offer instead of $119); 1-month free trial |
| Getting transactions in | Import CSV, OFX/QFX, Belgian CODA or SWIFT MT940 files; optionally fetch from a service you subscribe to | Read-only connections to 16,000+ US financial institutions |
| Currency | Your own currency per environment, 159 to choose from, nothing converted | US dollars only; other currencies appear as dollars |
| Platforms | iPhone, iPad, Mac, Android | iPhone, iPad, Mac and web |
Where Stay Steady fits
- You are outside the US. Copilot connects to US institutions only. Stay Steady reads files from banks anywhere, including Belgian CODA and MT940.
- You use Android. Stay Steady has an Android app. Copilot lists iPhone, iPad, Mac and web.
- You do not want a subscription. Stay Steady is free.
- You count in euros, pounds or another currency. Each environment has its own currency, and nothing is converted behind your back.
Where Copilot fits
- Your accounts are in the US and you want them to sync by themselves.
- You use Apple devices and want its design and automatic transaction feed.
About “no ads”
Copilot says it “does not sell user’s financial data and does not show ads”. That is also true of Stay Steady, so it is not a reason to pick either. The differences are price, availability and how transactions arrive.
Try it
Stay Steady is on the App Store, the Mac App Store and Google Play. Other comparisons: Stay Steady vs YNAB and Stay Steady vs Monarch Money.